Entries by Joy Young – VP of Human Resources & Risk Management

In the Battle against Workers Comp Fraud, Modern Tools can Deter Old Schemes

According to the National Insurance Crime Bureau, workers compensation insurance fraud costs insurers and employers more than $7 billion every year. That’s a staggering liability, and it’s one of the fastest growing areas of insurance fraud. And it’s not just about employees cheating the system as many might think. In fact, workers comp claimants only account […]

Fewer spinal surgeries: Welcome relief for California workers compensation

Ask any cross-country traveler which state has the most beautiful scenery, and California usually ranks at or near the top. Unfortunately, the Golden State also takes top honors in a less flattering contest – some of the highest workers’ compensation costs in the country. It’s long been an expensive, bloated, inefficient system, saddled with a […]

Trends that are transforming California workers compensation insurance

The California workers compensation insurance system has been a system in crisis for years. With a struggling economy and skyrocketing medical costs, benefits to injured workers have steadily been trimmed over the past two or three decades as businesses and governments struggle to keep costs under control. In recent years, many states have passed legislation […]

The 10 Costliest Workers Compensation Insurance Claims Types

Nearly three million nonfatal workplace injuries and illnesses were reported by private employers in 2014 according to the Survey of Occupational Injuries and Illnesses (SOII), conducted by the U.S. Bureau of Labor Statistics. And according to the 2016 Liberty Mutual Workplace Safety Index, workplace accidents and injuries that kept employees off work for six days […]

California workers compensation – still blazing a costly trail

While most employers across the country have seen a drop in workers’ compensation claim frequency since 2010, California continues to buck the trend and play by its own rules. According to a recent report by the California Workers Compensation Insurance Rating Bureau (WCIRB), claim frequency in the Golden State increased 3 percent from 2010 to […]

California workers compensation insurance reform: Is it working?

For years, liens have been one of the biggest drains on the California workers compensation insurance system, costing employers and insurers hundreds of millions every year in loss adjustment expenses. SB863 made substantial changes to California’s workers comp system and 2012, including changes to the statute of limitations to file a lien, the lien claim […]

California Workers’ Comp: What’s in Store for 2016?

In the years since the 2012 reforms, California’s $16.5 billion workers’ compensation system has been grudgingly showing signs of recovery. SB863 was a massive overhaul, creating a $120 million return-to-work fund, establishing an independent medical review board, revising the permanent disability rules, and adding a controversial provision barring temporary staffing agencies from self-insuring for workers’ […]